Перевод Статьи: Bank Brokers: Ranking of Brokers with a Banking LicenceРусский

Bank brokers

Some brokers operate under a full banking licence. They are supervised both as a bank and as an investment firm: capital and liquidity requirements are higher than for a regular forex broker, and client cash balances may be covered by the deposit guarantee scheme of the licensing country.

A bank broker suits traders for whom safety matters more than the lowest spreads: investors with larger capital and those who hold positions for years. Fees are usually higher, and opening an account takes longer because of stricter checks.

Bank broker ranking

Rank Broker Regulators Platforms Broker-Pro score Review
1 Saxo Bank Danish FSA, FCA, ASIC SaxoTraderGO, SaxoTraderPRO 7.0/10 Review (RU)
2 Swissquote FINMA, FCA MT4, MT5, proprietary 7.0/10 Review (RU)
3 Dukascopy FINMA JForex, MT4 6.5/10 Review (RU)
4 Sberbank Bank of Russia SberInvestments, QUIK 6.0/10 Review (RU)

The score matches the rating shown in our broker review: the average of the five criteria in the Broker-Pro methodology (regulation, legal documents, platform, fees and client feedback).

Pros and cons

  • Pros: dual supervision, high capital requirements, often stocks, bonds and funds in one account.
  • Cons: higher fees and minimum deposits, stricter onboarding, fewer forex platforms.

Deposit insurance usually covers cash in a bank account, while securities and CFD positions are held separately. Check your agreement to see how your assets are protected.

More strongly regulated companies are in our FCA broker ranking and the licensed broker catalogue.

FAQ

Is a bank broker safer than a regular broker?

Generally yes: supervision is stricter and capital requirements are higher. Banks can fail too, so look at the licensing country and the size of deposit protection.

Is my money insured with a bank broker?

Cash balances are often covered by the deposit guarantee scheme. Securities and CFDs usually are not.

Trading CFDs and Forex carries a high risk of losing money. Most retail investors lose money when trading CFDs. This content is not investment advice. Licence data is current as of November 2026; check the broker’s status in the regulator’s register before opening an account.

More Broker-Pro rankings